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Community Bank & Trust

Nationwide SBA PLP Lender; Top 25 Most Active SBA Lender; and the Nation's #1 USDA B&I Lender for 2024

PHX SBA

Leading the Way in SBA and USDA

Small Business
Loan Program

Program Basics

  • Loans up to 5 million, nationwide
  • Up to 90% financing on business acquisitions
  • Up to 100%+ LTV on real estate purchases and refinances
  • Loan Terms from 10 to 25 years
  • Rates from WSJ Prime +1% to 3%
  • Funding in 45 to 60 days
  • Referral fee schedule provided upon request
  • Business debt consolidation and working capital loans

Eligible Uses

Acquisition & Expansion

Acquisition & Expansion

Construction Loans

Construction Loans

Partner Buyout

Partner Buyout

Succession Planning

Succession Planning

Refinance Business Debt

Refinance Business Debt

What We Need to Get Started

  • Completed loan application
  • Last 3 years business tax returns
  • YTD business financials
  • Business debt schedule
  • Last 3 years personal tax returns
  • Purchase agreement(if applicable)
  • Copies of notes to be refinanced(if applicable)
  • Business plan(if applicable)

Contact Us

Stephanie Castagnier Dunn

Stephanie
Castagnier Dunn

EVP Chief SBA Revenue Officer

Brian Congelliere

Brian
Congelliere

VP SBA Business Development Officer