Electronic Disclosure

In this agreement, “we,” “us,” “our,” “Lords of Lending”, and “CX Lending” refer to CX Lending LLC dba Lords of Lending, its subsidiaries, and affiliates. “You” and “your” refer to the business entity registering for a Lords of Lending account or using a Lords of Lending product. “Communications” encompasses disclosures, notices, agreements, fee schedules, privacy policies, statements, records, documents, and other information we provide to you or that you sign and submit or agree to at our request.

Lords of Lending is committed to delivering the best online banking experience, which includes providing information to you electronically. By accepting this agreement, you agree to receive Communications in electronic form and consent to receive such Communications. If you do not consent to receive Communications electronically, you cannot work with us. Should you withdraw your consent to electronic Communications after initially providing it, we reserve the right to terminate your Account.

1. Delivery Methods

We will deliver Communications to you electronically through the Lords of Lending website (www.lordsoflending.com), the Lords of Lending mobile app, text or SMS messages, or electronic mail. If we do not deliver Communications through these methods, we will inform you where you can access such Communications.

2. Hardware and Software Requirements

To receive and retain electronic Communications from Lords of Lending, you will need:

• A computer or mobile device with an operating system that supports the requirements below
• An internet connection
• A current version of a web browser we support, including Edge version 42 or higher, Firefox version 62 or higher, Safari version 12 or higher, or Chrome version 69 or higher
• A method of storing data (e.g., a hard drive)
• A valid, active email address
• A current version of a program that displays PDF files

3. Updating Contact Information

You are responsible for keeping your contact information accurate and current so we can send you electronic Communications. You can update your email address and other contact information by emailing us at team@lordsoflending.com.

4. Requesting Paper Copies

You can obtain a paper copy of an electronic Communication by printing it or by requesting a mailed paper copy. Requests for paper copies can be made by emailing us at team@lordsoflending.com.

5. Communications in Writing

All Communications delivered to you in either electronic or paper format will be considered delivered “in writing.”

6. Withdrawing Consent

You have the right to withdraw your consent to this agreement at any time. Withdrawing consent will terminate your Lords of Lending account, including access to our Website and Mobile App. You may withdraw consent by emailing us at team@lordsoflending.com.

7. Contact Information

If you have any questions about this policy or wish to exercise your rights, please contact us at: